DSpace Collection:http://archives.univ-biskra.dz/handle/123456789/11592026-04-06T19:55:11Z2026-04-06T19:55:11Zعلاقة شركات التامين التكافلي بالمصاريف الاسلامية دراسة تجربة المملكة العربية السعودية وماليزيا مع الاشارة لحالة الجزاير بين 2010-2022بوصيودة زكيةhttp://archives.univ-biskra.dz/handle/123456789/314412025-10-05T08:18:57Z2025-01-01T00:00:00ZTitre: علاقة شركات التامين التكافلي بالمصاريف الاسلامية دراسة تجربة المملكة العربية السعودية وماليزيا مع الاشارة لحالة الجزاير بين 2010-2022
Auteur(s): بوصيودة زكية
Description: اقتصاد نقدي وبنكي2025-01-01T00:00:00Zدور الميكانيزمات الداحلية لنضام الحوكمة في تحسين اداء المؤسسات الاقتصادية الجزايريىة دراسة عينة من شركات المساهمة بولاية بسمرةسكر فتيحةhttp://archives.univ-biskra.dz/handle/123456789/314192025-10-02T10:17:11Z2025-01-01T00:00:00ZTitre: دور الميكانيزمات الداحلية لنضام الحوكمة في تحسين اداء المؤسسات الاقتصادية الجزايريىة دراسة عينة من شركات المساهمة بولاية بسمرة
Auteur(s): سكر فتيحة
Résumé: This study aimed to clarify the role of internal mechanisms of corporate governance
through
three dimensions: the Board of Directors, internal audit, and
accounting disclosure, in improving performance (financial, social, and environmental) in a
sample of joint-stock companies in the Wilaya of Biskra, specifically Guedila Mineral Water
Company, ENICAB Cable Manufacturing Company, and GM SUD (South Mills Company).
The study addressed the concepts related to performance and the perspectives of various
stakeholders regarding it, followed by an examination of corporate governance and its role
through internal mechanisms in enhancing performance across its different dimensions.
To achieve the study's objectives, a questionnaire was designed and distributed to a sample of
respondents, including individuals in the following positions: Director, Deputy, Head of
Department, Internal Auditor, and employees in the financial and accounting departments of
the companies under study. Data were collected and analyzed using the SPSS software. A
descriptive and analytical approach were employed to address the research problem and test
the hypotheses. The study concluded with several key findings, most notably the statistically
significant role of internal mechanisms of corporate governance in enhancing the performance
of the joint-stock companies under study. Moreover, this role varied across the different
performance dimensions.
The study recommended several points, the most important of which are the need to
implement effectiveness rather than simply adhering to corporate governance standards, and
to raise awareness within the companies under study about the concept of corporate
governance and its role in improving performance. Additionally, it emphasized the
importance of integrating social and environmental concerns into the companies' overall
strategy and fulfilling social and environmental commitments that go beyond legal obligations
or those that result in financial savings for the companies under study.
Description: اقتصاد وتسيير المؤسسات2025-01-01T00:00:00Zدور الاستثمار الاجنبي في نقل الازمات الاقتصادية من دولة الى اخرىزغدي عادلhttp://archives.univ-biskra.dz/handle/123456789/314182025-10-02T09:59:24Z2025-01-01T00:00:00ZTitre: دور الاستثمار الاجنبي في نقل الازمات الاقتصادية من دولة الى اخرى
Auteur(s): زغدي عادل
Résumé: This dissertation aims to provide an in-depth analysis of the role of foreign
investments in transmitting economic crises across national borders, focusing on
the mechanisms that contribute to the spread of financial and trade shocks
between countries. The study seeks to explain how foreign investments can shift
from being a driver of economic growth to a channel for transmitting economic
crises, leading to what is known as "crisis contagion." The research relies on a
comprehensive analytical framework that combines quantitative and qualitative
methodologies to offer a more precise understanding of this phenomenon.
From a methodological perspective, the study integrates descriptive,
analytical, and historical approaches to explore theories related to foreign
investments and economic crises. It also includes an econometric study using the
VECM model, impulse response function (IRF), and variance decomposition
(VD) analysis during the 2008 global financial crisis. The study covers the
period from 2000 to 2012 and includes 10 countries. This dual approach
provides a holistic view of crisis transmission across countries and examines the
role of economic and financial factors in these dynamics.
The empirical analysis using the VECM model indicates the presence of a
long-term relationship between economic growth and both types of foreign
investments. Indirect investments played a crucial role in amplifying and
transmitting the shock of the 2008 global financial crisis to other economies
through sharp fluctuations in portfolio investment flows and foreign bank credit.
In contrast, foreign direct investment (FDI) proved to be more stable and
persistent, contributing only minimally to fluctuations while maintaining a
moderately positive long-term impact on growth.
The study offers valuable insights for policymakers, recommending
enhanced international and regional cooperation to monitor financial and trade
flows more effectively and mitigate the risks associated with economic
contagion. Furthermore, the findings highlight the importance of developing
early warning systems for financial crises, which could help reduce the impact
of crises on both emerging and advanced economies
Description: اقتصاد دولي2025-01-01T00:00:00Zدور رقمنة الخدمات المصرفية في تحسين الاداء المالي للبنوك الجزايرية دراسة عينة من البنوك خلال الفترة2010-2022بن عبد الله سندسhttp://archives.univ-biskra.dz/handle/123456789/314172025-10-02T09:56:31Z2025-01-01T00:00:00ZTitre: دور رقمنة الخدمات المصرفية في تحسين الاداء المالي للبنوك الجزايرية دراسة عينة من البنوك خلال الفترة2010-2022
Auteur(s): بن عبد الله سندس
Résumé: This study aims to analyze the impact of digitalization on the financial performance of banks,
focusing on measuring the differences in financial performance before and after the
implementation of digitalization and assessing the extent to which digitalization contributes to
improving financial performance indicators. The study relies on the return on equity (ROE)
model as a framework for evaluating the financial performance of the analyzed banks.
The study adopts a descriptive and historical approach in the theoretical section to collect
relevant information and employs an analytical approach in processing the data extracted from
tables, reports, and financial statements. Data were collected from annual reports, financial
statements, official websites, and the National Commercial Registry Center (CNRC) for a
sample of three Algerian banks: the National Bank of Algeria, Al Salam Bank Algeria, and Al
Baraka Bank Algeria, covering the period from 2010 to 2022. The Wilcoxon test was used to
examine statistical differences and analyze financial performance before and after
digitalization.
Conducted in Algeria, the study analyzed the performance of a diversified sample of banks,
including a public bank, a private bank, and a mixed-ownership bank. The findings revealed
that digitalization had a significant positive impact on certain financial performance indicators,
such as improvements in return on assets (ROA) and return on equity (ROE), although its
effects on other indicators varied. The results also highlighted that the positive impact of
digitalization on bank performance becomes more evident in the long term, as opposed to
shorter periods where its effectiveness may not be as apparent The study opens avenues for further research into the impact of digitalization on other
aspects, such as customer satisfaction and risk management, as well as evaluating its effects on
financial performance in different banking sectors and financial markets.
Description: اقتصاد نقدي ومالي2025-01-01T00:00:00Z