فعالية الرهن الرسمي كضمان بنكي فى التشريع الجزائري

Abstract

The official mortgage gives the mortgage bank a special privilege over all other creditors, which is my right of preference and follow-up. In addition, the formal mortgage as a guarantee in kind does not deprive the bank of its right to the general guarantee, and from here we find that the official mortgage is the preferred collateral for banks, due to its comparative effectiveness. With other guarantee. Bu t this effectiveness may be relative, especially, and that this mortgage entitles the mortgagor to exercise his full powers over the mortgaged property, which may harm the mortgaged bank when initiating the seizure and execution procedures, which are long and costly procedures, and he may not obtain his full right due to competition from the rights holders. Franchise or due to the auction process.