اتخاذ القرارات الاستثمارية في البنوك الإسلامية من أجل معامل خصم في ظل الضوابط الشرعية

Abstract

One of the most prominent reasons for the risks faced by Islamic banks is palaces for a feasibility study for the investment projects, considering present value and the discount rate one of variables of interest in the financial evaluation of investment projects , and represents the interest rate usurious instrument used for the discount values futures in estimating the profitability of investment projects ,especially if we are fully aware of the position of Islamic economics of the interest rate which is forbidden. And on this basis came this study tagged with: making investment decisions in Islamic banks: In order to discount factor Within the framework of Shariah (case study Baraka Bank Algeria) for shed light on the characteristics and principles adopted in Islamic banks in the investment decisions based on the financial and economic evaluation of the profitability of business for investment projects and the need to use time as a trade-off between economic projects in the Islamic economy through the process of discounting the cash flows generated by the investment projects.